Total income including guaranteed bonuses are included in annual income. We also use third-party cookies that help us analyze and understand how you use this website. That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent. It will also eliminate the need for significant additional security or prepaid rent to the landlord, and will quicken the approval process and shorten the time needed to obtain the apartment. Call Now let's get you into your new Home. 3: PAY A FEE The fee to co-sign is equal to 1-month's rent. I meet the income requirements and I'm trying to get in contact with them as well how do you get somebody on the phone to speak with you so you can apply. They did not get approved. It does not store any personal data. You received a message we cannot assist. Loved the service. I will refer anyone that needs your help! That is why our Leasing Program allow clients the FREEDOM to live where they want! When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. About 250 E Acacia St. We've made it simple for property managers to approve more renters. This is because if applicants have a history of bankruptcy or late payments, lenders are not sure if applicants will be able to repay the loan. In one version, an agent lists an attractive-looking apartment to lure clients, and then scams the apartment hunter when they arrive to see it. TWO-BEDROOMS townhouse style with 1 1/2 BATH unit is available at STONEWOOD Apartments, in BREA, CA for immediate move in! The renter pays the one-time fee prior to the execution of the lease agreement with the landlord. Submit copy of last years tax return or accountants letter and a copy of your drivers license or passport. I'll remove this review if the company contacts me via phone not email and tells me what's going on sorry we could'nt help you. Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. This website uses cookies to improve your experience while you navigate through the website. Where Renters Are Approved And Landlords Never Lose. Anchoryourassets eventually kept all my money and even the deposit I had placed. Insurent is continuously expanding its base of certified buildings. Everyone that fills out an inquiry gets property choices to review, if we have any, before applying. You will be assigned a CPN which will include satisfactory tradelines that add leverage to your credit score. ONE!!! process was a breeze and it helped us begin our new life together! Our Home Approval Program makes it easy. Cash is also acceptable. Not long ago while apartment hunting, writer Bridgette Nardo found what seemed almost too good to be true: a quaint, gorgeous home in the heart of a chic West LA neighborhood and it was listed for a surprisingly low price. I was unsure about them at first, but took the risk. Can the Insurent Program help me if I have no U.S. based credit history? At that point I wasted 4 months and $1400. Thankfully, the same precautions can help navigate you through most common apartment scams safely. I was a client for 4 years while my BK13 case ran its course. Second Chance Apartments Near Me 888-251-2247. As a landlord, this is a no-brainer. Avoid wiring money to complete the transaction and likewise, avoid paying in cash. My student loan debt and medical bills were keeping me from being approved but they saw thru that. You also have the option to opt-out of these cookies. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? Fill out the lease guaranty application online and send us your paperwork. Always insist on seeing the property in person before proceeding with any additional apartment renting steps. These cookies will be stored in your browser only with your consent. Guaranteed Apartment Approval cares about your needs. The Insurent Lease Guarantor Service fulfills the need for a guarantor/co-signer when a landlord requires that a tenant have a guarantor or requires significant additional security or prepaid rent by the tenant in order to obtain an apartment. We qualify an international student or U.S. student based on their father (or mother or some relative overseas or here) being a Responsible Party solely on our Agreement. All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! Guaranteed Apartment Approval Share Print Business Profile Guaranteed Apartment Approval Apartment Rental Service Contact Information 13854 Lakeside Cir Ste 402 Sterling Heights, MI. "The scam artist has two sets of keys one they use to open the apartment, and another set that they give you," he told Business Insider. We spoke to experts and found out some of the worst apartment-hunting, Nardo's story is not uncommon. They are helping me get a fresh start after a nasty divorce that ruined my credit history etc. This might sound paranoid, but remember that just being in the apartment isn't always a guarantee that the agent is legitimate. Bait-and-switch tactics offering one thing but actually selling another are a common trick in lots of retail businesses. Information is copyrighted and school data provided by GreatSchools.org. , an estimated 5.2 million renters have lost money to rental scams. In any circumstance under which there is more than one signatory on a lease, credit problems for any of the applicants could affect the approval decision. If there are roommates, you would normally divide the guaranty fee equally, but you can divide the guaranty fee any way you like. On Monday I submitted all requested paper work including personal information. amanda was so helpful and easy to work with! I have to hand it to them not many people actually do what they say these days.I HIGHLY recommend these folks and if you have the same issues as me they are a SAFE bet thanks for the lovely review. I did everything right and still was not able to secure an apartment through them. Insist on seeing the property in person. Also, my credit has gone up about 65 points since I signed my lease. Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to. And while a lease isn't essential some landlords and renters are comfortable with a month-to-month agreement without one, you have no protection from being thrown out two months after carrying the last box through the door. Please fill in the form below and we will respond to your message. It's no surprise that it happens in real estate as well. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. GUARANTEED RENTAL APPROVAL; . Here are the 8 best-guaranteed approval credit cards to help you break out of the cycle of bad debt. Apply at a participating property. Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. It just depends upon whether your scammer wants cash, your personal information, or both. It's especially critical to never submit a lease application or credit check for a property you've only seen online and to a listing agent whom you've only talked to remotely. YOUR APPROVAL IS 100% GUARANTEED. Yes. When our Corporate Application have been APPROVED, youll receive a Welcome Confirmation email to confirm your Move-In Date and duration of your Lease Agreement. Situated at adjacent to Imperial Highway, near State Route 57. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. Ready to rent a new Home. Payment must be made by cashier's check or bank check or money order. Nearby ZIP codes include 92821 and 92822. 4.6. Our Apartment Approval Program is the best in the nation. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. Submit copies of your 2 most recent pay stubs over the past 30 days or a letter from your new employer, and Copy of Drivers license or Passport and Visa (if Non-US). i feel bad for those getting scammed by these ppl. After I found one i liked they started me with 500 towards my total service fee. Very professional and friendly people. A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. I left pictures on their website page before main. Yes, loans with bad credit and guaranteed approval will always be a higher risk to the lender and because of this, they will price their loan accordingly. Yes. We get you Approved.Fast Affordable Reliable. We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. Luxury No Credit Check Apt Approval and Lease Guarantor. View the Tenant Participation Agreement. View the Financial Guide to Renting 250 E Acacia St. Maplewood Apartment Homes. I contacted these apartments myself easily and was able to get all my questions answered, some worked remotely so a simple email got the answers ****** and Ms. ***** told me they couldnt get. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. Guaranty fees for two year leases are approximately 85% higher than a one year lease guaranty, 18 month leases are approximately 39% higher, and 16 month leases are approximately 23% higher than a one year lease guaranty. Every building and landlord will have a slightly . I'm really hoping to at least speak to someone. No down time. Thats what they do. shouldnt prevent you from living in a House or Apartment you love. We also process applications in the evening and on holidays and issue Qualification Certificates at those times. Finding the perfect apartment is every city-dwellers dream, but only becomes a reality if you can meet strict financial and credit requirements imposed by landlords. If most people are not happy with a service, they typically go elsewhere, but this MENTALLY UNSTABLE woman continues to reach out !SEE HERE: Form Inquiry 1: https://ibb.co/jMCjJnPForm Inquiry 2: https://ibb.co/zfL03HnForm Inquiry 3: https://ibb.co/JdKV1Rz. The Insurent Lease Guaranty will only apply to apartments located in Insurent certified buildings or buildings that will accept the Insurent Lease Guaranty. Bark to their hearts content when they don't get what they want or the attention they want. It is important the lease is read fully and understood before signing it. Argonaut Insurance Company is located at 225 West Washington, 6th Floor, Chicago, IL 60606, and is a subsidiary of Argo Group International Holdings, Ltd., a publicly held multi-billion insurance company. We offer a free pre-screening application And Same-Day Approvals. Just stay clear. But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. Green Dot primor Visa Gold. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. Id like to We also qualify international students with Responsible Parties. OneApp Guarantee is the solution for renters with challenges like income, less-than-perfect credit or rental history hiccups. Best of all, you can get approved in 30 minutes at the lowest guaranty prices, and the Guaranty is normally issued within 24 hours. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. If you don't meet the income or background requirements, don't expect a call. Don't assume that just because you've agreed in advance on the rent, fees, and other details, that it's captured accurately in the final lease agreement. They also almost always communicated through email and text message. THIS IS THE LAW, called Fair Housing.For a business thats allegedly a SCAM, she sure keeps coming back and filling out more forms on our website! We have seen every scenario and were here to help. Can the Insurent Program help me if I have terrible credit? In the event that you are an international student or fall below the minimum 27.5x the monthly rent, please email us at renter-app@insurent.com so we can guide you through the application process. Now I live in a gorgeous apartment. However, I dont start my job for sixty days. Thank you thank you God Bless you. | Consumer Protection Notice I am very happy with my new place! Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! 2ND CHANCE APARTMENTS knowledgeable staff outlined the different options, then helped us get approved for the apartment. See how weve become the industry leader over the past 8 years. Well I got approved. Hahaha I asked ONE question!!! We are specialists in helping renters with damaged credit qualify for apartment leases. Need help Getting Approved. The Insurent Lease Guaranty Program will help you rent your chosen apartment without having to find an individual co-signer or lease guarantor acceptable to the landlord. I'm in the process of using their service now. Just because someone shouts anything doesn't make it true. But opting out of some of these cookies may affect your browsing experience. Now I call the 917-633-4703 number and its say's it's been Disconnected!!. Look into the future even if you have a low credit score. This company wasted my time and money. Can the Insurent Program help me if I just have significant cash liquid assets or marketable securities? What is the Insurent Lease Guaranty Program? We are not a "pay to play" service. I was able to choose my own rental property while this company credit qualified on my behalf. Call today. I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. Home Approval. Bums!!! Your rent is guaranteed. If I pay the guaranty fee and do not receive the apartment, do I receive a refund. Insurent's hours of operation are Monday-Friday from 9:30 a.m. to 6:00 p.m. (EST), and Saturday and Sunday from 12noon to 5:00 p.m. (EST) excluding holidays. Everything went smooth and we arranged the details additionally over the phone. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. Evictions, Eviction Help, Second Chance Apartments, 2nd Chance Apartments, Renters Identification Number, How to rent with evictions, Evictions Accepted, Eviction Removal Programs, Second Chance Apartment Rentals . Yes. This business preys on those asking for help. I used this service for 2 years (Oct 2020-Oct 2022) and everything was exactly as advertised. Guaranteed apartment approval actually promotes you to go and see the apartment before applying, so how that could of been the issue was surprising and suspicious to me. I had an eviction on my record due to living with some roommates several years ago and they let the apartment get taken after I moved out but they were still living there until the lease was up. duh should have done this weeks back instead of trying to figure this all out myself!!! I had called a couple of other companies before them that did the same type of service and never even received a response from them. "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. Hundreds of landlords owning/managing over 8,000 buildings representing over 775,000 apartments accept the Insurent Lease Guaranty. You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. Anyone can write a Trustpilot review. Self-employed people are eligible to qualify for an Insurent Lease Guaranty. I'm so glad I did! Once approved for an apartment, most apartments will require a signed lease. Nor has any organization such as the BBB contacted us. Yes, the Insurent Lease Guaranty Program is available for market-rate and rent-stabilized apartments, and not for rent-controlled apartments. We help people get their new homes since 2014 non-stop. I actually save lives for living. Im not sure when it became a SCAM to refuse service due to someone that cannot control their behavior. We followed up with places he suppose to contact and he didnt. We can Help!Anchor Your Assets Lease Guaranty (888) 361-7643 No Credit Check Apartments Testimonials dating 50+ speed dating firmen Login Credit Inquiry Removal Contact Risk Free Only Pay if we Can Help You Our offer: Guaranteed Rental Approval Risk Free Only Pay if we Can Help You Fast Affordable Reliable. GET ACCEPTED Submit a copy of bank/ brokerage statement and ID. When you sign a lease agreement, make sure . I am thankful for their services they provide because I didnt have anyone to co-sign for me. This cookie is set by GDPR Cookie Consent plugin. I was able to get a bigger and better apartment on my own after using them and my credit score has increased as well. They applied one time and were approved instantly for a lease. Thank You! Acceptable Applications Include Renters With: Who is the Insurer of the Insurent Lease Guaranty Program? By clicking "Accept All", you consent to the use of ALL the cookies. We get you in. The job acceptance letter is sufficient verification of your annual income for you to be eligible to qualify for an Insurent Lease Guaranty. If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. The cookie is used to store the user consent for the cookies in the category "Analytics". "If a landlord is willing to bait and switch, they might not be someone you want to rent from," Edward Mermelstein, a real estate attorney at One & Only Realty in New York, told Business Insider. We'll be your co-signer. Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. | Site Map. 2023 Trustpilot, Inc. All rights reserved. Nardo's story is not uncommon. Bait-and-switching can take various forms. Your landlord could even place a lien against you for compensation of the damages.". Took about 5 days and then I called the property to make sure and I got confirmation from the manager it's a done deal. As a photographer, Dave has photographed wolves in their natural environment; he's also a scuba instructor and co-host of several podcasts. They were so patient with me and my anxiety they just walked me thru everything and answered every question I had. It's a scam, they will only take your initial deposit and give you an unrealistic time frame to provide them with more money and cancel your agreement. Can the Insurent Lease Guaranty Program assist me if I am an international student or US student? We specialize in connecting you with the home of your choice, regardless of past credit challenges. (*this data captured by a data analytics tool) The Insurent Program can also issue guarantees for U.S. persons with no U.S. based credit history. Can never thank this service enough for helping me and my family seriously. YOUR APPROVAL IS 100% GUARANTEED SIGN UP NOW! Contact us to find out more and don't forget to ask about our fast-tracked program. I applied at another community and of course I got denied but the leasing agent told me about OneApp Guarantee. 198 likes. Does the use of the Insurent Lease Guaranty mean that I cannot be evicted if I stop paying my rent or breach any other provision of the lease? Our Apartment Approval Program is the best in the nation. Who are the various types of renters for who you issue guarantees? The best part is theyre Nationwide, so even if you have staff in Multiple States, Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). Guaranteed Apartment Approval cares about your needs. "I brought my client to a lease signing for her apartment and the lease stated the rent was $50 more than initially agreed, as well as $500 extra in up-front building fees," Elliott Sudwarts, a New York real estate agent, told Business Insider. November 2007. We've rounded up the most common scams and ways to avoid them. It goes against our guidelines to offer incentives for reviews. My time spent military and my MOS taught me if they are defensive or shady, they have something to hide. We are the #1 Apartment Approval Company in the nation. If your financial profile is difficult to assess by standard means, we can dissect it almost forensically. I got a lease guarantor for my apartment here in brooklyn. But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. A roommate who is not a signatory does not need to submit an application to Insurent. Or they should be able to explain why it is taking longer. "Scammers place fraudulent listings, and when someone reaches out to them, they're instructed to wire money in order for them to hold it or take it off the market," he told Business Insider. Our approvals are income-driven. What is the duration of the Insurent Lease Guaranty? Our helpful staff are waiting. Award winning company since 2018. TWO (2) FREE ASSIGNED PARKING are INCLUDED with the rent. "But apartment hunters can see this as well.". Update: our application is not on our website. ALL RIGHTS RESERVED 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States, https://www.guaranteedapartmentapproval.com/, Top 5 Doctor Review Sites for Healthcare Providers. Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. Prettty simple, I paid with my credit card to this company, then filled out the paperwork with my guarantor company then just signed the lease online the next day. The Responsible Party is just a signatory on our Agreement and have nothing to do with the lease. Hey thanks for the kind words! or had a bad credit score, but with us, you can get approved for the apartment of your dreams. to help you find the perfect apartment or home for your family! We use dedicated people and clever technology to safeguard our platform. However, they didn't know I always get everything agreed in writing. We guarantee our servicesCPN and our "Credit Score Improvement Program". I expect to receive a bonus in addition to my base salary. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. The Insurent Lease Guaranty may be used in any instance where a landlord will require the renter to have a co-signer or guarantor. Get started now. The cookie is used to store the user consent for the cookies in the category "Other. Read these reviews I applied 48hours ago and haven't been contacted. This company was really convenient for me when I relocated to NC. My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. Apartment Lease Guarantors And Bad Credit Specialists. If you need a co-signer, apply with OneApp Guarantee. Since, I've gotten emails from David Rothchild & their Visnova USA corporate compliance team that their working on it. At the most this process should take 3days. All I have to say is that Alanda Brown and Robert Smith were amazing. Contact. "Never wire money to someone if you aren't confident they're who they say they are, because once you do, the money is gone. We will cover rent and damages up to 3x the rent. All communication from them at that point stopped no resolution, no apology and no refund. Grow your business. Is the Insurent Lease Guaranty offered for rent-stabilized apartments? Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! just send a special thank you to the firm I work with for partnering with Guaranteed Apartment Approval and offering this service to I am a non-U.S. person with no U.S. credit history. I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. This company came through and for 3.5 years we have used them with ZERO issues. In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. They will take your hard earned money and not do a **** thing. Many of our clients have experienced a A CPN (Credit Profile Number) is the primary component in getting you approved for your apartment. Yes. Transunion & Equifax will reflect your solid payment history. 2: GET APPROVED We screen based on our own set of compassionate criteria, and we stand behind every person we approve. In the Real Estate Rental Agency category. The community amenities include a sparkling pool, community barbecue . Helping people get approved in all 50 states. We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S. What markets are covered by the Insurent Lease Guaranty Program? If youre in a jam with an eviction on your record, this service is legit and can really help you get back on your feet if youre responsible and really serious about getting your rental history cleaned up. Regardless of your income or past, we'll back you on your lease and help you move forward. What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". No negative impact to your tax status. These cookies ensure basic functionalities and security features of the website, anonymously. Our Home Approval Program makes it easy. Easy, done. Please visit our website and start with the inquiry form. We really appreciate your business and thanks for giving us a chance to prove ourselves to you! I Terms of Service It's easy and free to apply. The guaranty fee is per lease, not per person. You can tell by the grammer/spelling on their site and the grammer/spelling in the paragraph that it's definitely the same person. "This happens a lot in the short-term space," Coon said, referring to Airbnb-style rentals. The Insurent Lease Guaranty is presently available for market-rate and rent-stabilized apartments only, and it cannot be utilized for rent-controlled apartments. Similar to when you apply for an apartment lease, if you file such a co-application, both of your applications will be reviewed. Use a cashier's check (which is easier to trace) or a credit card when possible. I tried anchoryourassets to secure a lease after my bankruptcy. Our helpful staff are waiting. We can also combine parents to meet the above tests. Argonaut Insurance Company is rated A- (Excellent) by A.M. Best, and is located at 225 West Washington, 6th Floor, Chicago, IL 60606. Get in into the PERFECT school district i have been wanting for SOOO long! Two potential downsides, however: The card charges an annual fee of $35, and . Are you liquid for the lease but have no income? Currently, the Insurent Lease Guaranty is applicable to apartments located in New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. The REAL DEAL - they helped me with a BK filing and an eviction. The fee to co-sign is equal to 1-month's rent. Corporations. The property may require other fees and deposits. Preserve your credit with no credit check qualification. If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? Your rights and obligations remain exactly the same, including your obligation to pay rent as required by your lease. I cant thank OneApp enough because they were truly a blessing to my family.
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